WE DEAL IN

Mutual funds are investment vehicles that pool money from investors to purchase a diversified portfolio of stocks, bonds, or other securities. This pooling of funds allows individual investors to access a broader range of investments than they could on their own

Portfolio Management Services (PMS) are investment services offered by financial institutions to high net worth individuals. PMS provides a personalized and professional approach to managing investments, catered to the specific needs and goals of each client. 

AIFs are regulated by the Securities and Exchange Board of India (SEBI) and fall outside the traditional categories of mutual funds, hedge funds, or private equity funds.

We Deal in Unlisted shares, conversion from physical form of shares into demat form. 

we deal in Buying  and selling  stocks at the direction of clients

Life insurance is a crucial financial product that provides protection for individuals and their loved ones in the event of death. It serves as a powerful tool to ensure financial security by providing a lump sum payout to beneficiaries upon the insured’s passing. This payout can be used to cover funeral expenses, outstanding debts, mortgage payments, or even provide income replacement for dependents. There are various types of life insurance policies available, including term life, whole life, and universal life insurance. Each type offers different benefits and features tailored to meet specific needs and goals

Retirement planning is a crucial process that individuals must carefully consider in order to ensure financial stability and security during their post-working years. A professional in retirement planning assesses an individual’s current financial situation, including income, expenses, investments, and assets, to develop a personalized strategy for achieving long-term financial goals.

 It involves setting aside funds systematically with the goal of ensuring that sufficient funds are available to cover these major life events when they arise. This type of investment typically involves long-term commitments and careful consideration of factors such as inflation, current market conditions, and individual risk tolerance. By starting early and leveraging the power of compounding, parents can maximize the potential growth of their investments and ensure that they are well-equipped to meet the rising costs associated with education and marriage expenses

Income insurance is a type of policy designed to protect individuals from losing a significant portion of their income due to unforeseen circumstances such as illness, injury, or job loss. This type of insurance provides a financial safety net for policyholders who may be unable to work and earn their regular income.

Business insurance is a crucial component of any professional organization’s risk management strategy. This type of coverage protects businesses from financial losses incurred due to unforeseen events such as property damage, liability claims, or business interruption. Types of business insurance include general liability, commercial property, workers’ compensation, and professional liability insurance tailored to specific industries like medical malpractice or errors and omissions insurance for consultants.

The Married Women’s Property Act stands as a testament to the power of legislation in shaping social norms and challenging injustices. Its impact continues to be felt today, as women around the world fight for their rights and autonomy.

Keyman insurance is a crucial component of risk management for businesses, particularly those heavily reliant on key individuals whose sudden absence could have a major impact. This type of insurance provides coverage to protect the company in the event of a key employee’s death or disability. Keyman insurance typically pays out a lump sum that can be used to cover recruitment costs, loss of profits, or repayment of debts. 

 In essence, partnership insurance helps mitigate any potential disputes or financial losses that may arise due to the departure of a partner. Additionally, it can also help in securing financing or attracting potential investors by showcasing a level of security and stability within the partnership.

HUF Insurance, also known as Hindu Undivided Family Insurance, is a specialized type of insurance in India that caters to the financial protection needs of Hindu joint families. HUF Insurance offers comprehensive coverage for various risks such as health, life, property, and business. This type of insurance provides a unique advantage by allowing members of the Hindu joint family to obtain insurance coverage collectively under a single policy.

Accidents and major illness are one of those facts of life which can be extremely devastating and can wipe out all your savings of lifetime.

Car insurance is a vital component of protecting one’s financial assets and ensuring peace of mind while on the road. As a licensed professional in the insurance industry, I have witnessed firsthand the importance of having comprehensive auto coverage. Not only does car insurance provide financial protection in case of accidents, theft, or damage, but it is also a legal requirement in most states.

General insurance, also known as non-life insurance, is a type of insurance policy that provides coverage for a wide range of risks and uncertainties faced by individuals and businesses. This includes protection against losses due to accidents, theft, fire, natural disasters, and other unforeseen events. General insurance covers various assets such as property, vehicles, health, travel, and liability.

This type of insurance typically includes property coverage to safeguard against damage or theft of inventory, equipment, and fixtures within the store. Additionally, shopkeepers insurance often includes liability protection in case a customer is injured on the premises or claims damages due to products sold by the business. 

A loan against property & shares is a type of secured loan where an individual puts up their property and/or shares as collateral to secure a loan from a financial institution. This type of loan allows individuals to leverage the value of their assets to access funds for various purposes such as business expansion, home renovation, debt consolidation, or any other personal financial needs. The amount that can be borrowed typically depends on the market value of the property or shares being used as collateral. 

Fixed deposits are a popular method of investment characterized by their safety and stability. These financial instruments involve depositing a sum of money with a bank or financial institution for a predetermined period, during which the deposited amount earns a fixed rate of interest. Typically ranging from a few months to several years, fixed deposits provide investors with guaranteed returns on their investment and protection against market fluctuations. 

• Corporate Fixed Deposits

a. ICICI Housing Finance

b. HDFC Housing Finance

c. Shriram Finance

d. BAJAJ  Finance.

•    Government Bonds 

Corporate bonds are debt securities issued by corporations to raise capital for various business activities. These bonds typically carry a fixed interest rate that is paid to investors over the life of the bond, making them an attractive investment option for those seeking fixed income streams. Unlike government bonds,

Tax saving bonds, also known as tax preparer bonds or taxpayer representative bonds, are required in some states for professionals who assist others with their tax returns. These bonds ensure that tax preparers adhere to all relevant laws and regulations while handling clients’ sensitive financial information

Capital Gain Bonds are specialized financial instruments issued by the government as a means to incentivize investment in specific sectors, such as infrastructure and rural development. These bonds offer tax exemptions on capital gains earned through the sale of assets, making them an attractive option for investors looking to grow their wealth while minimizing tax liabilities. 

The Budget 2024-25 proposed for the introduction of NPS Vatsalya, where parents can open an NPS account for their minor children and contribute an amount every month or year untill they reach 18 years old. Once the children are 18 years old, they can manage the account independently by converting the NPS Vatsalya account into a normal NPS account.

The CBDT notifies Form 12BBA, a declaration form, to be submitted by the eligible senior citizens to the specified banks to take relief from filing the ITR.