LIC Policy for Women 2025
Life Insurance Corporation of India (LIC) offers a unique Aadhaar Shila plan—exclusively for women and girls—through PolicyBazaar. This non-linked, participating saving-cum-protection policy combines steady returns with essential coverage, tailored to women’s financial needs
Who Can Apply & Policy Duration
- Eligibility: From girls aged 8 to women aged 55
- Policy Term: Choose between 10 to 20 years, with maturity age capped at 70
Investment Range & Payments
- Sum Assured: Minimum ₹75,000; maximum ₹300,000
- Premium Payment Modes: Monthly, quarterly, half-yearly, or annual installments
- Flexible Options: Auto cover, loan facility, and surrender after two policy years
Returns & Benefits
Protection
- Provides life cover—paid to the family in case of policyholder’s death before maturity
Savings
- Maturity Benefit:
- If you start at age 30, investing just ₹29/day (~₹10,959/year) for 20 years, you’ll receive approximately ₹4 lakh at maturity
- Alternatively, investing ₹58/day (~₹21,918/year) for 20 years is projected to yield around ₹7.94 lakh
- Investing ₹87/day for 15 years starting at age 55 could result in ₹11 lakh returns
Liquidity Options
- Auto cover ensures continuity even if premium payments are skipped.
- Loan facility available against the policy.
Surrender value equals total premiums paid plus guaranteed surrender value after two years
LIC Policy for Women 2025
Why It Matters for Women
- Custom-fit for women: No entry barriers apart from Aadhaar, PAN, and a bank account
- Low daily investment: Affordable for working women and homemakers alike
- Combines protection + savings: Ideal for long-term financial planning and security.
How to Choose Your Premium
- Decide between daily affordability and desired maturity amount.
- Choose tenure based on when you want to reach age 70.
- Select premium frequency (monthly, quarterly, etc.) that aligns with your cash flow.
LIC Policy for Women 2025
Considerations Before Buying
- For investment & protection: Aadhaar Shila is a sound option—but research other plans, riders, or even pure term policies, depending on your needs.
- Compare plans: PolicyBazaar data shows a rise in women choosing high-cover term plans – especially those 20+, 30+ age groups
Watch for agent bias: Some traditional endowment-style LIC plans may offer modest returns
LIC Policy for Women 2025
Final Tips
- Clarify expectations: Understand that returns are modest but guaranteed and secure.
- Read the policy document thoroughly. Don’t rely solely on agent promises.
Compare options: Consider pure term plans + investments for higher returns. LIC term policies can be competitive
LIC Policy for Women 2025
Conclusion
LIC Policy for Women 2025 - Empowering Every Woman's Future!
In today’s world, financial security is not a luxury — it’s a necessity for every woman. LIC’s specially designed policies for women in 2025 offer you the perfect blend of protection, savings, and future planning.
✅ Secure your child’s future
✅ Plan for your retirement
✅ Achieve true financial independence
✅ Leave behind a legacy for your loved ones
💡 Why Choose LIC Policies for Women?
✔️ Tailored benefits for women
✔️ Tax savings & guaranteed returns
✔️ Hassle-free claim process
✔️ Peace of mind for you and your family
Contact the Best LIC Advisor - Vinod Jaiswal
For expert guidance & the best LIC policies for women
Call/WhatsApp: +91 98310 13565
👉 Your future deserves the best. Get insured with confidence!
LIC’s Aadhaar Shila plan is a thoughtfully crafted policy for women, offering a blend of safety, savings, and coverage. It empowers women to build long-term financial security with modest daily investments. If your goal is a guaranteed payout and security, this plan is a strong contender. However, for growth-oriented goals, consider alternatives like term insurance paired with market-linked investments.
